3 Questions: Kestra Financial’s CTO on FinTech - Barron's

3 Questions: Kestra Financial’s CTO on FinTech - Barron's


3 Questions: Kestra Financial’s CTO on FinTech - Barron's

Posted: 31 Jul 2019 10:53 AM PDT

1. What's the biggest unmet fintech need for advisors? While I applaud that all the major vendors seem to be focusing on more integrated advisor and investor experiences, far too many of them are solving to that by rushing to the same unrealistic spot. They all want to be your "portal" or your "one stop shop." What we need instead are industry standards for the exchange of complex data (like financial plans, proposals, and performance data) so that it isn't only easier to integrate different best-of-breed systems together, but it's easier for advisors to move with confidence between different platforms as their needs and preferences change. That would also unlock a lot of healthy competitive innovation.

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2. What's the best use of AI for advisors that you've seen so far? Natural language processing (NLP) is already in limited use and is set to explode as the costs of operation and configuration go down and accuracy goes up. NLP is the ability for a machine to not only scan for keywords but to actually parse and "understand" the text that it is reading. This has the potential to not only transform compliance and surveillance solutions, but also anti-fraud measures and customer sentiment analysis and customer support. It could be a real force multiplier for independent advisors, rather than something only very large companies can deploy.

3. What "in the oven" innovation are you particularly intrigued by? Voice analysis and voice command integration will become really interesting in the next few years. With analysis, voice prints could make it far easier for advisors and their staff to validate exactly who they're talking to over the phone. The current mechanisms, like cel phone-based dual factor or knowledge-based questions, can both be cumbersome and aren't easily integrated to all communication channels. That invites apathy right where you don't want it.

With voice command (think Alexa/Cortana/Siri integration), even though most of what I've seen so far strikes me more as a proof-of-concept (and a cybersecurity risk) than anything practically useful, the sophistication will only grow. And I suspect it will eventually become a highly valued part of the client experience.

Kevin Witt leads the Kestra Financial team that is responsible for the design, development, and implementation of a wide portfolio of applications used by employees at the Kestra Financial home office and advisors in the field.

July 31st Playbook - PoliticsPA

Posted: 31 Jul 2019 06:03 AM PDT

The Pennsylvania GOP appoints a new treasurer, while former Congressman Patrick Murphy endorses South Bend Mayor Pete Buttigieg for President. Here is the Playbook.

PAGOP Appoints Mike Baker As Treasurer: The former Southwest PAGOP Caucus Chair will fill the role recently held by D. Raja, who was elected to the position in 2017.

Liberal Group Dings Fitzpatrick, Perry over Chao: The television ads running in the Philadelphia and Harrisburg markets pressure both GOP Congressmen serving on the House Transportation Committee to investigate Sec. Elaine Chao.

Murphy Endorses Buttigieg for President: The former Bucks County Congressman and under secretary of the U.S. Army pointed to Buttigieg's military service plus his vision of offering a new generation of leadership as the reason he is supporting his bid for the White House.

Harrisburg & DC   
AP: Pence heads to Pennsylvania again to tout trade pact
AP: Ex-Attorney General Kane set for release from jail Wednesday
AP: At town hall, Perry jousts over Trump, immigration and guns
PA Post: GOP in Pa. swing county posts, then deletes, 'Jihad Squad' image
Pennsylvania Capital-Star: Ahead of debates, Wolf, four other Guvs urge 2020 Dems to prioritize the Great Lakes
Pennsylvania Capital-Star: A new state grant program will help poor defendants in capital punishment cases. Why aren't reformers satisfied?
Pennsylvania Capital-Star: Sentencing algorithms like the one under development in Pa. are "deeply flawed," researchers say
Inquirer: Former AG Kathleen Kane to go free Wednesday
PLSReporter: Wolf, Midwest governors seek increased attention on Great Lakes environmental quality
PLSReporter: VIDEO: Helm calls for equal custody rights for parents
PLSReporter: Citizens join legislators for medical marijuana open house
WESA: Corrections Secretary Cautions Against 'Knee Jerk' Reaction After Parolee Murders
StateImpactPA: Delaware County pipeline foe thought he'd get PUC information on Mariner East risk. But now he'll have to fight for it in court
Post-Gazette: Lawmakers reach deal for $3 billion to repair ailing bridges  
Post-Gazette: Disconnected: Rural Pa. disadvantaged by slow internet speeds, spotty access

Philadelphia
Inquirer: Philadelphia officials, including Mayor Kenney, visit supervised injection sites in Canada
Inquirer: Pa. bill would protect mom-and-pop subcontractors from construction errors they didn't cause
Inquirer: 'We failed.' Philly DA's Office apologizes to man imprisoned 28 years for a wrongful murder conviction
KYW Newsradio: Philly first-time homebuyer program helps more than 100 families in first month
Philadelphia Magazine: Philly Watch Parties for the Second 2020 Democratic Debates
Philly Voice: 'Send Her Back' graffiti scrawled on 12th floor construction beam in Center City

SEPA 
Daily Local News: Former PA Attorney General Kathleen Kane to be released from jail
Daily Local News: Gov. Wolf's tax proposal could fund trail improvements at French Creek
Daily Local News: Killion, Quinn to host Renewable Energy Expo
Philly Voice: Out of ICE shackles, Keith Byrne still feels like a prisoner
Bucks County Courier Times: Penndel's Bob Winkler wins 'Mayor of Year' award

Pittsburgh  
KDKA: Gov. Wolf: Amazon To Build Facility In Findlay Twp., Bring 800 Jobs To Allegheny Co.
KDKA: Port Authority Will Not Cooperate With ICE Officials 
KDKA: All 'Victims Of Terror' Funds Distributed In Tree Of Life Massacre 
City Paper: New Allegheny County GOP chair's past tweets show support for voter fraud conspiracy theories  
AP: Amazon center to bring 800-plus jobs to Pittsburgh area
Pittsburgh Business Times: Crowded public hearing addresses U.S. Steel settlement agreement
Pittsburgh Business Times: Pittsburgh is seeking input on future transportation needs
Pittsburgh Business Times: Amazon to build distribution facility in Findlay Township, create 800 jobs 
Post-Gazette: Allegheny County launches landslide portal with maps and other guidance for municipalities 
Post-Gazette: Attorney general drops charge against suspended Aliquippa assistant police chief 
Tribune Review: Allegheny County releases interactive map locating landslides

SWPA
Post-Gazette: After complaints, Fayette County GOP takes down dartboard pasted with pictures of Democratic 'Squad' 
Johnstown Tribune-Democrat: Burns asks Shapiro to give Cambria County share of restitution from Big Pharma
Johnstown Tribune-Democrat: WATCH VIDEO | Power booster: $700M plant 'has really helped the economy here' 
Beaver County Times: New voting machines arrive in Beaver County 
KDKA: Dartboard With Faces Of Four Liberal Congresswomen At Fayette County Republicans Booth Sparks Complaints
Altoona Mirror: Hearing to focus on future of trains

NEPA
The Times Leader: Guns and suicide risks the focus of roundtable discussion 
The Times Leader: Alleged dog-on-dog attack basis of civil complaint against Gilbert 
The Times Leader: State clearance expected soon for stormwater fee-funded projects 
The Times Leader: Watching debate, local Democrats like what they see
Times-Tribune: Recovery plan details academic improvements, end to 'social promotion' in Scranton  
Times-Tribune: Clergy sex abuse victims have until midnight to register for compensation program
Times-Tribune: Scranton City Council accepting letters of interest for vacant council seat
Citizens Voice: Brown wants action on Wilkes-Barre City Hall fire escape
Citizens Voice: Carroll: State needs to make changes to transportation funding
Citizens Voice: Pedri: Completed audit, 911 borrowing numbers this week
Citizens Voice: So far, Diocese of Scranton has paid $7 million to 44 sex abuse survivors  
Citizens Voice: Regional unemployment hits 43-year record low

South Central  
Patriot News: VP Mike Pence to return to central Pa. this week
Patriot News: Rep. Scott Perry takes middle ground on question about Trump's comments: 'I lament the discourse I hear from both sides'
Patriot News: Unable to get into Rep. Scott Perry's town hall, group protests outside it
Patriot News: Ticket holders file in ahead of Scott Perry's first town hall in two years
Patriot News: GOP loses registration majority in Cumberland County: Could the county turn blue?
Patriot News: Taxpayers foot the bill for 'V-toll' violations that state-owned vehicles rack up
Patriot News: Proposed sale of Harrisburg water system gets attention at meeting about stormwater fee
Patriot News: Amish upset by Pa. township plan to require buggy registration, horse diapers and rubber horseshoes
York Dispatch:West Manheim Twp. Democrat to challenge Klunk in 2020
Carlisle Sentinel: Bill Tracker: 'Peyton's Law' aims to prevent sudden deaths of student athletes 
Carlisle Sentinel: Carlisle Borough Council to discuss food trucks, parking meters at Wednesday meeting
LNP | LancasterOnline: Heather Adams, Republican district attorney candidate, brings experience on both sides of the court
LNP | LancasterOnline: Hobie Crystle, Democratic district attorney candidate, has an eye for alternative justice  
LNP | LancasterOnline: Lancaster County's jobless rate drops in June to 2.9%, a 19-year low

Lehigh Valley    
Morning Call: 'Jihad Squad' meme removed from Northampton County Republican Party Facebook page
Morning Call: New plan for Pennsylvania: School property taxes out. Retirement income taxes in
Reading Eagle: Gov. Wolf's tax proposal could fund trail improvements at French Creek State Park, officials say
Reading Eagle: Berks taxpayers may soon have to pay for constables' firearms training and certification

North by Northwest
Williamsport Sun-Gazette: 2 vie for open council seat
Erie Times-News: Erie County Council sets special meeting for Thursday  
Erie Times-News: Ruling reversed over landslide-damaged Millcreek house  

Opinion  
Inquirer Editorial Board: The mass shooting on Sunday night that you haven't heard about 
Post-Gazette Editorial Board: Good for Duquesne: School district challenges charters for kids 
Post-Gazette Editorial Board: One way or the other: British voters gave Boris Johnson marching orders 
Fletcher McClellan: For women seeking power in Harrisburg, look to Carson City 
Mike Newall: On top of everything, the PPA is a family business now — and Daddy's got to go 
John L. Micek: New law makes Pa. a 'leader' on getting bang for your tax credit buck, study | Tuesday Morning Coffee
Will Bunch: Russian election-hacking probe proved that it's way past time to free Reality Winner 
Gene Therapy: Outrage fades, gun violence doesn't, as ever
Anwar Curtis: How Disney's 'Lion King' remake helped me retrace my own Circle of Life
Chris Kelly: Little fish in an ocean of debt
Angelita Ellison: Gentrification displaced my family from Point Breeze 
Jason McKee: When our wheelchair-access Uber didn't show up, we were stranded overnight | Perspective
Ismail Smith-Wade-El: Lunch shaming case a true embarrassment

July 31st, 2019 | Posted in Front Page Stories, Playbook, Top Stories | 2 Comments

Remember... Dungeon Keeper 2? - NAG

Posted: 31 Jul 2019 06:24 AM PDT

Remember… is a series of retrospectives, some from our magazine archives, and others from our more recent nostalgia dreams.

It's 1999, Bullfrog Productions still exists, everyone keeps going on about Y2K, and you're keeping the volume low so the orgasmic wailings of your Dark Mistresses don't raise any awkward questions from your mother – welcome to Dungeon Keeper 2.

At a time when the vast majority of games were about being the hero, the Dungeon Keeper games gave you the opportunity to side with evil. Dungeon Keeper 2 is much the same as its predecessor, but better because it has a sense of humour and is fully 3D (!!).

Dungeon Keeper 2 Screengrab

Your creatures rate you as their all-time favourite keeper.

This sinister strategy game sees you as the resident evil overlord of a subterranean dungeon. The Mentor guides you through the process of mastering the art of dungeon keeping with a pleasantly purring register that is a masterwork of memorable voice acting. Play through the increasingly challenging campaign, if you want a little bit of plot about slaughtering heroes for their portal gems, but everyone knows the My Pet Dungeon sandbox is where it's at.

Whatever way you play, you'll be digging out a masterfully ill-planned dungeon, your treasury/training room/casino will never be big enough, and some creature will always be unhappy about not being paid or not having a lair despite the fact that both those things are readily available. There will also be chickens, like, everywhere. Just keep your creatures happy and defend your Dungeon Heart from the filthy humans.

You have an excess of Mistresses. There's a word for keepers like you.

Whoever gave this a 12-and-up age restriction probably never got to the point where they could build torture chambers that attract the Dark Mistress creatures, which make use of the torture equipment for their own… pleasure. Yes, their ecstatic exaltations are exactly as unsettling now as they were 20 years ago. Also, they gain happiness when you spank them. Do with that information what you will, Keeper.

Micro-piglets stalk your dungeon – beware.

Sadly, we never got an official Dungeon Keeper 3, due to Bullfrog being absorbed by EA and everyone moving on to other projects, like Harry Potter. EA did attempt a free-to-play "reboot" in 2014, but I don't want to talk about it. You can find an off-brand version in Brightrock Games' War for the Overworld (they even got Richard Ridings back to do the Mentor's voice) and that's about as close as you're going to get.

GET IT ON GOG.COM!

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